{"id":3434,"date":"2023-05-08T18:39:31","date_gmt":"2023-05-08T21:39:31","guid":{"rendered":"https:\/\/www.maxipago.com\/developers\/?page_id=3434"},"modified":"2024-06-03T13:19:37","modified_gmt":"2024-06-03T16:19:37","slug":"tonizacaodurantevenda","status":"publish","type":"page","link":"https:\/\/www.maxipago.com\/developers\/tonizacaodurantevenda\/","title":{"rendered":"Tokeniza\u00e7\u00e3o durante uma Venda"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><strong>Categoriza\u00e7\u00e3o de transa\u00e7\u00f5es card-on-file<\/strong><\/h3>\n\n\n\n<p>Desde outubro de 2022, devido a mudan\u00e7as regulat\u00f3rias de bandeiras, as transa\u00e7\u00f5es card-on-file da bandeira Mastercard passar\u00e3o a ser categorizadas em 12 tipos de categorias&nbsp;<strong>CIT (Iniciadas pelo portador do cart\u00e3o \u2013 Card Holder) e MIT (Iniciadas pelo estabelecimento \u2013 Merchant).<\/strong>&nbsp;Desde 1 de junho de 2023, a bandeira passou a monitorar o envio do campo, fique atento pois podem ocorrer a\u00e7\u00f5es de compliance.<\/p>\n\n\n\n<p>O crescimento cont\u00ednuo do com\u00e9rcio eletr\u00f4nico, juntamente com o aumento dos tipos de transa\u00e7\u00e3o, exige a necessidade de entender a inten\u00e7\u00e3o do consumidor. A introdu\u00e7\u00e3o do indicador CIT ou MIT fornece transpar\u00eancia permitindo o uso para:<\/p>\n\n\n\n<ul>\n<li>L\u00f3gica de autoriza\u00e7\u00e3o do emissor<\/li>\n\n\n\n<li>Detec\u00e7\u00e3o de fraude<\/li>\n\n\n\n<li>Gest\u00e3o de disputas<\/li>\n<\/ul>\n\n\n\n<p>Por isso, \u00e9 necess\u00e1rio realizar ajustes em sua integra\u00e7\u00e3o com o e.Rede para envio do campo chamado \u201ccredentialId\u201d, que far\u00e1 parte do grupo \u201ctransactionCredentials\u201d. Desse modo, quando storageCard for igual a 1 ou 2, indicando que o cart\u00e3o est\u00e1 sendo ou j\u00e1 foi armazenado, ser\u00e1&nbsp;<strong>obrigat\u00f3rio<\/strong>&nbsp;indicar em qual categoria a transa\u00e7\u00e3o card-on-file (credencial armazenada) est\u00e1 enquadrada.<\/p>\n\n\n\n<p>O envio tamb\u00e9m deve ser feito em transa\u00e7\u00f5es Zero Dollar que pretendem armazenar o cart\u00e3o.<\/p>\n\n\n\n<p>O envio deste campo passou a ser&nbsp;<strong>obrigat\u00f3rio<\/strong>&nbsp;para a opera\u00e7\u00e3o Mastercard&nbsp;<strong>desde 01 de junho de 2023,<\/strong>&nbsp;e a partir de 01 de junho de 2024, a bandeira Mastercard poder\u00e1 aplicar penalidades em caso de n\u00e3o conformidade dos estabelecimentos, referente ao per\u00edodo fora da norma. Entre os benef\u00edcios do envio do campo, est\u00e1 a capacidade de apoiar a bandeira e o emissor na an\u00e1lise de suas transa\u00e7\u00f5es, o que pode ajudar na convers\u00e3o. Os outros campos j\u00e1 utilizados atualmente para finalidades semelhantes como storageCard, subscription e installments, precisam continuar a ser populados.<\/p>\n\n\n\n<p>Para o envio correto do campo Storage Card e Credential Id nas Transa\u00e7\u00f5es 3DS Rede \u00e9 necess\u00e1rio seguir tabela de par\u00e2metros contida na Documenta\u00e7\u00e3o do e.Rede:<\/p>\n\n\n\n<p><a href=\"https:\/\/developer.userede.com.br\/e-rede#documentacao-recorrencia-categorizacao-transacoes-card-on-file\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Tabela de Categoriza\u00e7\u00e3o de transa\u00e7\u00f5es card-on-file<\/strong>&nbsp;<strong>Rede<\/strong><\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-colibri-color-2-color\"><strong>URLs para Tokenizar durante uma venda<\/strong><\/mark><\/h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>SANDBOX<\/strong>: https:\/\/testapi.maxipago.net\/UniversalAPI\/postXML<\/p>\n\n\n\n<p><strong>PRODU\u00c7\u00c3O<\/strong>: https:\/\/api.maxipago.net\/UniversalAPI\/postXML<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><span style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-colibri-color-2-color\">Exemplo de Request<\/span><\/strong><\/h3>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Importante: ao enviar essa requisi\u00e7\u00e3o, \u00e9 preciso que o &lt;customerToken&gt; venha preenchido; dessa forma, os dados ser\u00e3o atrelados ao cart\u00e3o que cr\u00e9dito e no retorno, ser\u00e1 entregue o &lt;token&gt;. <\/p>\n\n\n\n<p>Nos casos de retorno de sucesso as pr\u00f3ximas vendas j\u00e1 poder\u00e3o ser feitas com o &lt;customerToken&gt; e o &lt;token&gt;.<\/p>\n\n\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\"?>\n&lt;transaction-request>\n\t&lt;version>3.1.1.15&lt;\/version>\n\t&lt;verification>\n\t\t&lt;merchantId>storeId&lt;\/merchantId>\n\t\t&lt;merchantKey>storeKey&lt;\/merchantKey>\n\t&lt;\/verification>\n\t&lt;order>\n\t\t&lt;sale>\n\t\t\t&lt;processorID>1&lt;\/processorID>\n\t\t\t&lt;referenceNum>testemp&lt;\/referenceNum>\n\t\t\t&lt;fraudCheck>N&lt;\/fraudCheck>\n\t\t\t&lt;customerIdExt>77067497035&lt;\/customerIdExt>\n\t\t\t&lt;billing>\n\t\t\t\t&lt;name>Cliente Gateway&lt;\/name>\n\t\t\t\t&lt;address>R. Volkswagen 1&lt;\/address>\n\t\t\t\t&lt;address2>11\u00ba Andar&lt;\/address2>\n\t\t\t\t&lt;district>Jabaquara&lt;\/district>\n\t\t\t\t&lt;city>Sao Paulo&lt;\/city>\n\t\t\t\t&lt;state>SP&lt;\/state>\n\t\t\t\t&lt;postalcode>04344902&lt;\/postalcode>\n\t\t\t\t&lt;country>BR&lt;\/country>\n\t\t\t\t&lt;phone>1140044828&lt;\/phone>\n\t\t\t\t&lt;email>clientegateway@clientegateway.com.br&lt;\/email>\n\t\t\t\t&lt;companyName>maxiPago!&lt;\/companyName>\n\t\t\t&lt;\/billing>\n\t\t\t&lt;transactionDetail>\n\t\t\t\t&lt;payType>\n\t\t\t\t\t&lt;creditCard>\n\t\t\t\t\t\t&lt;number>5234745068937710&lt;\/number>\n\t\t\t\t\t\t&lt;expMonth>07&lt;\/expMonth>\n\t\t\t\t\t\t&lt;expYear>2030&lt;\/expYear>\n\t\t\t\t\t\t&lt;cvvNumber>600&lt;\/cvvNumber>\n\t\t\t\t\t\t&lt;storageCard>1&lt;\/storageCard>\n\t\t\t\t\t\t&lt;credentialId>03&lt;\/credentialId>\n\t\t\t\t\t&lt;\/creditCard>\n\t\t\t\t&lt;\/payType>\n\t\t\t&lt;\/transactionDetail>\n\t\t\t&lt;payment>\n\t\t\t\t&lt;chargeTotal>1.00&lt;\/chargeTotal>\n\t\t\t\t&lt;currencyCode>BRL&lt;\/currencyCode>\n\t\t\t\t&lt;creditInstallment>\n\t\t\t\t\t&lt;numberOfInstallments>1&lt;\/numberOfInstallments>\n\t\t\t\t\t&lt;chargeInterest>N&lt;\/chargeInterest>\n\t\t\t\t&lt;\/creditInstallment>\n\t\t\t&lt;\/payment>\n\t\t\t&lt;saveOnFile>\n\t\t\t\t&lt;customerToken>3703434&lt;\/customerToken>\n\t\t\t&lt;\/saveOnFile>\n\t\t&lt;\/sale>\n\t&lt;\/order>\n&lt;\/transaction-request>\n<\/pre>\n\n\n\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-colibri-color-2-color\"><strong>Retorno de Request &#8211; Sucesso<\/strong><\/mark><\/h2>\n\n\n\n<div style=\"height:53px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<pre class=\"EnlighterJSRAW\" data-enlighter-language=\"generic\" data-enlighter-theme=\"\" data-enlighter-highlight=\"\" data-enlighter-linenumbers=\"\" data-enlighter-lineoffset=\"\" data-enlighter-title=\"\" data-enlighter-group=\"\">&lt;?xml version=\"1.0\" encoding=\"UTF-8\"?>\n&lt;transaction-response>\n\t&lt;authCode>123456&lt;\/authCode>\n\t&lt;orderID>0A0104AB:018D618BE5BF:FB31:4E28CEED&lt;\/orderID>\n\t&lt;referenceNum>testemp&lt;\/referenceNum>\n\t&lt;transactionID>15997283&lt;\/transactionID>\n\t&lt;transactionTimestamp>1706738574&lt;\/transactionTimestamp>\n\t&lt;responseCode>0&lt;\/responseCode>\n\t&lt;responseMessage>CAPTURED&lt;\/responseMessage>\n\t&lt;avsResponseCode>YYY&lt;\/avsResponseCode>\n\t&lt;cvvResponseCode>M&lt;\/cvvResponseCode>\n\t&lt;processorCode>A&lt;\/processorCode>\n\t&lt;processorMessage>APPROVED&lt;\/processorMessage>\n\t&lt;processorName>SIMULATOR&lt;\/processorName>\n\t&lt;creditCardBin>523474&lt;\/creditCardBin>\n\t&lt;creditCardLast4>7710&lt;\/creditCardLast4>\n\t&lt;errorMessage\/>\n\t&lt;processorTransactionID>737096&lt;\/processorTransactionID>\n\t&lt;processorReferenceNumber>333404&lt;\/processorReferenceNumber>\n\t&lt;creditCardCountry>US&lt;\/creditCardCountry>\n\t&lt;creditCardScheme>Mastercard&lt;\/creditCardScheme>\n\t&lt;brandCode>0&lt;\/brandCode>\n\t&lt;brandMessage>BRAND MESSAGE&lt;\/brandMessage>\n\t&lt;brandTransactionID>123456&lt;\/brandTransactionID>\n\t&lt;save-on-file>\n\t\t&lt;token>AjAHYc5IXfc=&lt;\/token>\n\t\t&lt;creditCardNumber>5234********7710&lt;\/creditCardNumber>\n\t&lt;\/save-on-file>\n&lt;\/transaction-response><\/pre>\n\n\n\n<p>A requisi\u00e7\u00e3o enviada com sucesso, vai retornar o par\u00e2metro &lt;token&gt;.<\/p>\n\n\n\n<div style=\"height:65px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-colibri-color-2-color\">Quer saber mais sobre o assunto?<\/mark><\/h2>\n\n\n\n<p>Voc\u00ea encontra mais sobre Salvar Cart\u00f5es na Base (tokeniza\u00e7\u00e3o) e Criar cadastro de clientes; al\u00e9m das tabelas de par\u00e2metros, acessando links abaixo:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.maxipago.com\/developers\/apidocs\/requisicoes-de-cadastro\/criar-um-cadastro-do-cliente\/\">Criar cadastrado de <\/a><a href=\"https:\/\/www.maxipago.com\/developers\/apidocs\/requisicoes-de-cadastro\/criar-um-cadastro-do-cliente\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clientes<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.maxipago.com\/developers\/apidocs\/requisicoes-de-cadastro\/salvar-um-cartao-na-base\/\" target=\"_blank\" rel=\"noreferrer noopener\">Salvar Cart\u00f5es na Base \u2013 Tokeniza\u00e7\u00e3o<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Categoriza\u00e7\u00e3o de transa\u00e7\u00f5es card-on-file Desde outubro de 2022, devido a mudan\u00e7as regulat\u00f3rias de bandeiras, as transa\u00e7\u00f5es card-on-file da bandeira Mastercard passar\u00e3o a ser categorizadas em 12 tipos de categorias&nbsp;CIT (Iniciadas pelo portador do cart\u00e3o \u2013 Card Holder) e MIT (Iniciadas pelo estabelecimento \u2013 Merchant).&nbsp;Desde 1 de junho de 2023, a bandeira passou a monitorar o [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tokeniza\u00e7\u00e3o durante uma Venda - Gateway Rede! 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